Mis Sold Investments

Over the last decade thousands of people have invested their savings into stock market linked products on the advice of banks and financial advisers – and a significant proportion of them have lost money.Many people simply do not realise that they do not have to accept these losses and that help is at hand. If you have taken advice about your savings from your bank or financial adviser and been disappointed with your returns, you could have a mis sold investments claim.

Unfortunately the sales led culture which has been prevalent in UK Banking for the last two decades, has meant that customers interests were not always put first. As a result we are now reclaiming thousands of pounds in mis sold investments for our clients.Typically, our clients are not wealthy people but savers who have built up large balances, elderly couples who have recently retired and received pension lump sums or the recently bereaved who have inherited funds. The one thing they do have in common is that they have been advised to risk their money when it may not have been right to do so.

Do I Qualify?

The sort of mis sold investments we are successful with incude: ISA’s, Unit Trusts, Investment Bonds, Capital Protected Bonds, PEP’s and many more.

Here are just a few of the areas we look at when considering mis sold investments:

Inexperienced – Many customers have never had a lump sum to invest but suddenly they are faced with Unit Trusts, Investment Bonds, Stocks and Shares, ISA`s etc. Despite this advisers often sign up clients without giving them enough time to consider other options.
Health and Age- Were you in poor health at the time of the sale? Did the adviser discuss the implications of investing long term when in poor health or elderly?
Risk – Were the risks really explained properly? Did you understand fully what you were signing up for?
Cash Reserve – Did the adviser invest an inappropriately high percentage of your savings, leaving you with little cash reserve for emergencies?
Outstanding Debts – Did your adviser discuss repaying any loans or mortgages before making your investment?