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WHAT IS PPI?

Payment Protection Insurance is a policy designed to cover your monthly loan or credit card payments (or a percentage of them) but only if you can't work because you have suffered an illness or are involved in an accident, or because you have been made redundant.

Over the last ten years, loan and credit card providers have routinely mis-sold PPI to many people for whom the insurance policy is inappropriate. As a result, well known lenders such as Alliance & Leicester, Egg, Capital One and HSBC have been fined millions of pounds.

Millions of people who have been affected by the mis-selling of PPI are now making PPI claims, you could be next, start your claim today.

AM I PAYING FOR PPI?

If you have a mortgage, loan, credit card, store card or have obtained any other finance in the last 10 years, you may have Payment Protection Insurance (PPI)

To find out if you are one of these people, check your loan agreement or credit card/store card statements to see if it includes PPI.

For loans, the PPI may be a single-premium policy, which will be shown on your loan agreement as a lump sum added to the loan.

For a credit card, PPI charges should be shown on your statement, as they will be added to your account every month.

WAS I MIS-SOLD PPI?

Do any of the following statements apply to you:

- You didn't ask for PPI, but it was added anyway?

- You were told the insurance was compulsory or by taking it, you would have a better chance of getting the loan.

- You wasn't aware PPI was optional or that you could buy cheaper PPI cover elsewhere.

- You were unemployed, retired or self-employed when you took out the cover.

If they do, you may be eligible for PPI compensation plus the interest charged on the insurance.

 
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CONTACT US

Credit Claims Ltd
308 Manchester Road
Bolton, BL3 2QS

Tel: 01204 363979
Fax: 01204 819002
Email: info@creditclaimsonline.co.uk

VAT registration number: 124 9293 07
 
Credit Claims Limited is regulated by the Ministry of Justice in respect of regulated claims management activities, authorisation number CRM 15945; its registration is recorded on the website www.claimsregulation.gov.uk
 
 
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